Letters from the Executives

Frontier Bank of Texas is rapidly becoming the community bank of choice in Central Texas.  Founded in Elgin, Texas, and a pillar of Bastrop County, Frontier Bank is rapidly growing with locations in Elgin, Bastrop, Austin, Manor and Leander. In 2021, we will open a full service location in Round Rock. We are owned by hundreds of local shareholders and families who bank with us and support us.  We have caring, talented bankers.  We are a true community bank in every sense of the word.  We are dedicated to doing the right thing, whether it is making a local small business loan, supporting a charity event, or helping a family build a first home.  We support our farmers and ranchers.  We also have a deep knowledge and understanding of the challenges and opportunities business owners face.  We provide responsive, fast, and local decision making to our business and commercial real estate customers.  Frontier Bank is backed by a very strong and diverse capital base and is well positioned to continue its market leading growth in both loans and deposits.  We also continue to invest in technology to assure our customers get the very best.  We are proud to call Bastrop County home, and we are privileged to serve our clients, shareholders, and community with distinction throughout Central Texas.

Patrick Johnson
President and CEO

 In writing this letter, I thought about all the things that make Frontier special. Every bank offers financial products, and you will see Frontier’s products listed on this website. But the employees of Frontier are the critical elements that make Frontier the “know-you-by-your-first-name” Bank. From the moment you walk in the front door of our locations, you are welcomed into the Frontier Family of Friends and Neighbors. The best part of our day happens when we get to see a customer’s new baby in the lobby for the first time, meet a new family just moving into our area, or hear how excited our customers are about their new home. We want to help every individual, every family, and every business in the communities we serve accomplish their financial goals. We focus on listening and understanding our customers’ needs and finding the best financial product to meet those needs. It is our goal to be able to make dreams come true for our Frontier Family of customers. Come by and see what Frontier is all about!

Elaine Martin