Patrick Johnson
President and CEO
Frontier Bank is rapidly becoming the community bank of choice in Central Texas. Founded in Elgin and a pillar of Bastrop County, we continue to grow with locations in Elgin, Bastrop, Austin, Manor, Leander, Round Rock, and Taylor—expanding our presence in one of the nation’s most promising growth corridors. Owned by hundreds of local shareholders and families, we are proud to be a true community bank with caring, talented bankers dedicated to doing the right thing—whether that means supporting small businesses, local charities, or helping families build their first home.
We understand the unique challenges and opportunities facing business owners, farmers, and ranchers, and provide responsive, local decision-making for our business and commercial real estate customers. Backed by a strong and diverse capital base, we are well positioned for continued growth in loans and deposits while continuing to invest in technology to better serve our customers. We are proud to call Bastrop County home and privileged to serve our clients, shareholders, and communities across Central Texas.
Evelyn Franco
COO
As Frontier Bank approaches its 20th anniversary, I find myself reflecting on the core values that have guided us throughout our remarkable journey. From our humble beginnings as a single-branch community bank to a flourishing financial institution with over a billion dollars in assets and multiple branches across Central Texas, our purpose has never changed. We exist to help our customers, businesses, and communities thrive.
We believe that growth is meaningful when it translates into greater opportunities for those we serve. Every new branch we open, every technology we invest in, every new service we offer, and every team member we welcome is focused on one goal: delivering an exceptional banking experience while nurturing the personal relationships that define community banking.
At Frontier Bank, we know our greatest competitive advantage isn’t our size—it’s our people. Our bankers live in the communities they serve. They understand local businesses, foster local success, and are committed to standing alongside our customers through life’s most significant milestones. Whether we’re helping a family purchase their first home, financing a growing business, or supporting community organizations, we measure our success by the lasting impact we make beyond our balance sheet.
As Chief Operating Officer, I’m privileged to work with incredible teams dedicated to continuous improvement. We are committed to harnessing technology that simplifies banking, strengthening systems that protect our customers, and striving for operational excellence that allows our customers to focus on what matters most: serving their communities.
The banking industry continues to evolve, and so do we. Yet, our commitment remains unwavering. We embrace innovation while upholding the values that have defined Frontier Bank for nearly two decades: honesty, loyalty, dependability, leadership, community, respect, and genuine care for the communities that trust us.
To our customers, thank you for allowing us to be part of your financial journey. Your trust not only shapes who we are but also inspires us to envision a brighter future. As we move forward, we remain dedicated to growing with purpose, leading with integrity, and investing in the people and communities that call Frontier Bank home.