Patrick Johnson is a dynamic leader in the banking industry since 1999. An unwavering champion of innovation, big ideas, and creativity, Patrick is the leading force behind the strategic growth of Frontier Bank’s expansion and overall direction. He is a community banker at heart and seeks to bring the best of community banking to Central Texas businesses and families. That model includes the best bankers, personal advice, great technology & convenient locations. A father of 3 young children, Patrick loves to spend time with Cortney, Aidan, Armour & Arrow and loves Tex-Mex from Corpus Christi.
Contact
Email: pjohnson@frontierbankoftexas.bank
Phone: (512) 281-1533
What is your dream car?
Dodge Challenger Hellcat (I won’t ever buy one, but I would like to scare my wife in one).
If you could have a superpower, what would it be?
Be a healer. How powerful it would be to heal someone with the wave of your hand.
What is your favorite food?
Partial to a perfectly grilled steak and any Tex-Mex in Corpus Christi.
Most famous person you have met?
Sandra Bullock. Ok, I didn’t meet her, but I was on a plane she was on, does that count?
What was your favorite toy as a kid?
Good ole USA-made Tonka trucks. The metal ones that had lead paint and all that. The ones that pinched your fingers if you made the wrong decision.
What do you do for fun?
We love to travel with our three beautiful kids and spend as much time as we can with them.
What is your personal motto?
Control your destiny, or someone else will. – Jack Welch
What character traits do you admire most?
Leadership
Do you have any hidden talents?
I can belt out a few tunes at any karaoke bar you want to take me to. You buy, I sing, you leave, I sing some more, I get asked to leave because no one is buying.
Elaine Martin is a seasoned executive in the banking industry since 1983. Born and raised in Elgin, Elaine is valued for her leadership and operational prowess. In her 14 years at Frontier Bank, she has distinguished herself as a trusted advisor, virtuous leader, and devoted customer advocate.
When asked why she loves Frontier Bank, Elaine quickly replied, “because of the people who work here and, of course, the customers that come in our doors!”
Contact
Email: emartin@frontierbankoftexas.bank
Phone: (512) 281-1590
What is your favorite food?
Anything Mexican!
Who is your favorite superstar?
Clint Eastwood. He is the American classic.
Do you have any pets, and what are their names?
I have an adorable, smart German Shepherd named Lola.
What do you do for fun?
I love to search the antique and junk shops for unusual collectibles.
Do you have any hidden talents?
I can play guitar and enjoy drawing. I hope to have more time to enjoy these activities someday.
Who would you most like to meet and why?
Amelia Earhart. What an adventurer she was!
What do you find is the most challenging part of banking?
Having enough time to devote to every aspect of the bank.
Describe yourself in three words.
I am dedicated, Loyal, and Conservative.
Vicki Dumbeck is an Executive Vice President and Elgin Market President of Frontier Bank of Texas. She manages all aspects of consumer real estate lending, including loan recommendations, loan production, and credit policies and procedures. With over 35 years of banking and lending experience, Vicki has worked in most areas of the bank and specializes in consumer and real estate lending. As a leader and a natural collaborator, she understands that the right combination of financial expertise, close customer relationships, and superior customer service puts a small-town bank in a unique position to build a stronger financial institution and a stronger community at the same time. By nurturing close relationships with individual customers, community institutions, and businesses of all sizes, she has enhanced the bank’s ability to serve as an engine for growth in Central Texas When asked why she loves Frontier Bank, Vicki replied, “We have the greatest customers….that’s why!”
Contact
Email: vdumbeck@frontierbankoftexas.bank
Phone: (512) 281-1504
What is your dream car?
Jaguar
If you could have a superpower, what would it be?
Being able to fly.
What is your favorite food?
Peanut butter and diet Dr.Pepper, of course are the foods from the Gods!
Who is your favorite superstar?
Sean Connery.
What was your favorite toy as a kid?
Hula Hoop! I was the best hula-hooper on the block!
What do you do for fun?
Gardening
What is your personal motto?
“Get it done!”
What character traits do you admire most?
Being able to laugh at yourself.
Danyse has been in banking for over 34 years. Danyse has a wealth of knowledge in many areas of the banking industry, including operations, human resources, and information technology. Her experience and knowledge are a great asset to Frontier Bank! Danyse is always supportive, positive, and willing to lend a hand. When asked why she loves Frontier Bank, Danyse said, “because of the friendly, family atmosphere.”
Contact
Email: dcrowder@frontierbankoftexas.bank
Phone: (512) 281-1503
What is your favorite food?
Chocolate
Who is your favorite superstar?
Kenny Rogers
Do you have any nicknames?
Dandee
Most famous person you’ve met?
Kevin Costner
What is your personal motto?
Don’t feed the trolls!
If you could have a superpower, what would it be?
Time control
What do you do for fun?
Refinish furniture, shop for antiques, playing with grandchildren.
What character traits do you admire the most?
Trust
Wanda brings 40+ years of banking experience to Frontier Bank of Texas. Wanda has tremendous knowledge of the banking world and always puts her customers first. Along with being a Sr. Vice President for Frontier Bank, Wanda is the manager of our Bastrop Bank. Stop on by…Wanda will make you feel at home. Wanda said, “We are truly a hometown bank when asked why she loves Frontier Bank. We love our customers and employees like family.”
Contact
Email: wrucker@frontierbankoftexas.bank
Phone: (512) 303-6001
Who is your favorite Superstar?
George Strait
Do you have any nicknames?
Lou Lou
Who would you like to meet and why?
My Great, Great, Grandfather, and Grandmother. I would like to hear the stories of their journey from Germany to the United States and Texas.
Do you have any pets, and what are their names?
We have horses, 14 Alpacas, 3 Llamas, 4 Dwarf Nigerian goats (Lucy and her babies, Jolene, Trudy & Charlotte), and many other animals that we love dearly.
If you could have a superpower, what would it be?
Rid the world of all cancer.
What do you do for fun?
I love spending time with my husband and value the time spent with our animals. Each has its own personality, especially our babies (Mia, Ferdinand & Jack Frost) and our baby alpacas.
What is your personal motto?
Hard work and dedication is the key to success.
What character traits do most admire?
Honesty
As Frontier Bank’s Director of Strategy and Marketing, Evelyn Franco is responsible for transformational initiatives across the bank’s footprint to modernize and scale important enterprise capabilities designed to position the bank for future growth. She provides leadership and execution of digital transformations, operating model design, technology modernization, vendor management, and bank-wide cost and operations improvement. Additionally, she is responsible for community relations and marketing strategy. Evelyn brings 19 years of experience in retail banking, innovation, private and public banking operations, and leadership. In her downtime, she enjoys spending time with her husband and two dogs, hiking, and traveling.
Contact
Email: efranco@frontierbankoftexas.bank
Phone: (512) 815-8598
Why do you love Frontier Bank of Texas?
I love Frontier Bank because of the bank’s character, culture, and capacity. I have great respect for my colleagues and enjoy being part of this fantastic team.
What do you find is the most challenging part of banking?
Changing customer demographics play a significant role in rising customer expectations: With each new generation of banking customers comes a more innate understanding of technology and, as a result, an increased expectation of digitized experiences. It is imperative that we remain agile, pivot quickly, and innovate to thrive as an industry. Our bank is built on tradition, and we are committed to delivering the same friendly personal experience they have grown accustomed to while embracing the digital world.
What is your dream car?
A black Cadillac CT5. A girl can dream, right?
Do you have a pet, and what is their name?
I have a 2-year-old English Bulldog mix named Little Cupcake I adopted from the Bastrop shelter and a 16-year-old Yorkie named Minnie. My fur babies bring joy and laughter into my life.
If you could have a superpower, what would it be?
The power to heal. I am so thankful for all the medical advancements in our world today, but to have the ability to heal would be the most beautiful gift of all.
What do you do for fun?
I enjoy hiking. Reading and baking.
What is your favorite food?
My favorite food is dessert. I enjoy rich, decadent desserts.
Describe yourself in 3 words?
Ambitious, creative, and kind.
What is your personal motto?
When I stand before God at the end of my life, I would hope that I would not have a single bit of talent left and could say, “I used everything you gave me.”
Cole can rope and ride with the best of them! He holds an MBA in Agricultural Education and a bachelor’s degree in Agricultural Leadership from Texas Tech University. Bolton serves as a Director of Small Business and Commercial Banking since 2019, and previous to that, he was a Senior Vice President of Commercial Banking. Bolton is responsible for developing small business and commercial bankers to deliver best-in-class community banking. He is passionate about providing top-notch deposit and loan solutions with expedited service throughout Central Texas. He enjoys competitive calf roping, team roping, and bay fishing. Cole also owns and operates his own cattle company, where he raises heifers to breed and pre-conditions yearlings. Bolton and his wife are residents and owners of a beef cattle operation in Austin, where he raises heifers to breed and pre-conditions yearlings.
Contact
Email: cbolton@frontierbankoftexas.bank
Phone: (512) 281-1523
What music is playing in your car right now?
Texas Country, Reckless Kelly
Do you have any pets, and what are their names?
Yes, two horses named Jewel and Raider.
What is your favorite food?
Mexican
Who is your favorite superstar?
Peyton Manning
Do you have any hidden talents?
Yes, I can make voice impressions.
What is your personal motto?
A firm handshake and honesty will take you everywhere you need to go in life.
What character traits do you most admire?
Honesty
Why do you love Frontier Bank of Texas?
Great staff + Great Customers = Great Place to Work!
Rebekah has been in banking for 21 years and has a wealth of knowledge in many areas of the banking industry. From operations to lending experience and accounting, she is an asset to our bank. Rebekah is the first to lend a hand and always has our customer’s interests at heart. When asked why she loves Frontier Bank, Rebekah replied, “I enjoy our customers and love to meet new ones!”
Contact
Email: raltmiller@frontierbankoftexas.bank
Phone: (512) 281-1506
What music is playing in your car?
Taylor Swift. My daughter controls the radio!
What was your favorite toy as a kid?
Bad News Bear
Do you have a pet, and what is their name?
A dog named Snickers
If you could have a superpower, what would it be?
Ability to cure all illnesses
What do you do for fun?
Hang out with my family and friends
Who is the most famous person you have met?
Sheryl Crow
What is your personal motto?
You first must respect yourself before you can respect others.
If a genie gave you one wish, what would it be?
To have my daughter meet her grandparents.
What is your favorite food?
John’s famous jalapeño kisses
Sean has been in banking for over ten years and is a graduate of Schreiner University. He has worked in the banking industry as a Personal Banker, Assistant Manager, and Branch Manager. He is a wonderful addition to our Frontier Family! Sean is an avid Astros fan and will be glad to talk baseball with you any day. Stop by and see Sean at our Manor location.
Contact
Email: sdonnelly@frontierbankoftexas.bank
Phone: (254) 253-3909
How long have you been in banking?
Almost ten years! Wow!
What do you find is the most challenging part of banking?
It is both challenging and fun to be my customers’ banker. They all need something different, but I need to be versatile and be a Swiss Army Knife as just one person.
What is your dream car?
Dodge Challenger SRT Hellcat in Black
Do you have pets, and if so, what are their names?
I have a Blue Heeler named Macy, and she likes my daughters more than me.
If you could have a superpower, what would it be?
Mind control, so my opinion in my house full of ladies would be heard!
Who is your favorite superstar?
Jose Altuve and pretty much any Astros player
What is your favorite food?
Pizza!
What do you do for fun?
Coach youth baseball, play with my kids, and try to learn new things.
What is your personal motto?
Have fun, but roll up your sleeves and get to work.
Tommy is a native Austinite, and we are so glad to have him on our team! Tommy is a graduate of The University of Texas and has a Master’s in Business Administration from the University of Houston. Tommy brings tremendous expertise and knowledge to Frontier Bank. His 16 years of banking experience ranging from Personal Banking Branch Management to Business Relationship Management.
Contact
Email: trivera@frontierbankoftexas.bank
Phone: (512) 749-2499
How long have you been in banking?
13 Years.
Why do you love Frontier Bank of Texas?
The excellent, friendly employees genuinely love working for the bank to help our clients.
What music is playing in your car right now?
Eagles Greatest Hits!
What is your dream car?
1957 Chevrolet Bel Air Sport Coupe Hard Top.
What was your favorite toy as a kid?
My bicycle. You could ride the fields, trails, and the neighborhood until dark in those days. That was the family rule, be home by dark.
If you could have a superpower, what would it be?
The power to make people laugh all the time.
What do you do for fun?
Spend time with my wife at the gym, biking, hiking, cooking, traveling, working out in the yard or gardens, or going to the grocery store together.
What is your personal motto?
Follow the Golden Rule. “Do unto others as you would have them do unto you.”
Jennifer is a proud graduate of Texas A&M with a degree in Business Administration. She has over 13 years of banking experience and is a tremendous asset to the bank. She is dedicated to providing the best customer service possible and assisting her customers with their banking needs. Jennifer serves the Williamson County Market at our Lender, Round Rock and Taylor branches.
Contact
Email: jmauck@frontierbankoftexas.bank
Phone: (512) 450-5173
What do you find is the most challenging part of banking?
Every customer is different, and you need to understand the industry, how the business works, and their challenges. While it can be challenging to adapt to each customer and industry, it makes the job the most fun!
Why do you love Frontier Bank of Texas?
The culture here is truly like a family, and the employees I work with care sincerely about their customers and provide excellent service.
If you could have a superpower, what would it be?
To be able to heal the sick.
Who is your favorite superstar?
I recently saw Adele in concert, and she was terrific.
Do you have any hidden talents?
I love to bake birthday cakes.
What is your personal motto?
Do unto others as you would have them do unto you.
Greg has been in the banking industry since 2005 and is well versed in Commercial and Consumer Banking. He is a graduate of Southern Illinois University at Edwardsville with a degree in Business Administration. Greg has spent his career working in the Community Banking world and has found his home with Frontier.
Contact
Email: gcavitt@frontierbankoftexas.bank
Phone: (512) 281-1552
What music is playing in your car right now?
Hootie and the Blowfish
What is your dream car?
Chevrolet Corvette. I’ve always had a thing for American muscle cars.
What was your favorite toy as a kid?
My model train set. I’d spend hours setting up new tracks all around the living room.
If you could have a superpower, what would it be?
To be able to time travel. I’d love to experience different eras.
What is your favorite food?
Home-cooked BBQ. I love firing up the smoker on weekends.
What do you do for fun?
Anything outdoors. I enjoy hiking the greenbelt with our pups, kayaking on Town Lake, and playing in various sports leagues.
What is your personal motto?
Always leave this world a little better than you found it.
Lacey is a native Texan and was born and raised just outside Weatherford. She is a graduate of Tarleton State University with a Master’s degree in Business Management and Leadership and a Bachelor’s in Agricultural Economics. In 2012, Lacey moved to Austin and started her banking career. She has experience in both consumer and business banking relationships. When she is not spending time with her two daughters and husband, you can find her riding horses or team roping! Stop by and see Lacey at our newest temporary office in Taylor.
Contact
Email: lwelch@frontierbankoftexas.bank
Phone: (254) 293-6243
Why do you love Frontier Bank of Texas?
I love the small town, community atmosphere from the employees and its customers, and I love how we can offer a more personalized service than what a “big bank” can do.
What music is playing in your car right now?
Tyler Childers, Bob Schneider, Cody Johnson, or Koe Wetzel
What was your favorite toy as a kid?
I honestly do not remember having a favorite toy. I just remember climbing trees, riding horses, and playing outside.
If you could have a superpower, what would it be?
To be able to hear what animals are thinking. I would love to know what my dog thinks of me and for my horses to be able to tell me when something hurts. It would sure save on the vet bills!
What is your favorite food?
I could eat good Tex-Mex every day for the rest of my life and be perfectly happy.
What is your personal motto?
There is no better rule than the Golden Rule. I always try to look at things from other people’s perspectives and put myself in their shoes.
Jesus Becerra has over 18 years in the banking, investments, and finance industry. Having been a business owner himself, he is passionate about helping other business owners create a strong foundation for success. Jesus is a native Austinite and enjoys working with his community to find ways to give back. Jesus looks forward to the work he can do to make a difference. When he is not talking business, Jesus enjoys spending time with his family, friends, and boxer Brutus.
Contact
Email: jbecerra@frontierbankoftexas.bank
Phone: (512) 281-1567
How long have you been in banking? 18 years
Why do you love Frontier Bank of Texas?
Coming from a larger bank, I love the Community bank feel Frontier Bank offers. We can truly serve our customers and customize our services to their needs. The service at Frontier bank really is “Personal.”
What music is playing in your car right now?
Bad Bunny Radio on Pandora.
What is your dream car?
2022 Jeep Trail Hawk
What was your favorite toy as a kid?
My bicycle
If you could have a superpower, what would it be?
Fly
What do you do for fun?
Spend time with family, Movies, Read, experience new places.
What is your personal motto?
“Strive for Excellence in everything.”
Describe yourself in 3 words?
Creative, Social, Determined
